body {
	margin: 0 0 12px 0;
	padding: 0;
}

a, area, input { outline: none; }

p, div, h4, ul, li { font-family: georgia, "georgia ref", "times new roman", serif; }

p, div, .hd4, ul, li, h4 {
	font-size: 14px;
	line-height: 16px;
}

h4 {
	font-weight: bold;
	margin: 5px 0 0;
}

.hd3 {
	font-size: 18px;
	line-height: 20px;
}

.hd5 {
	font-size: 12px;
	line-height: 14px;
}

.hd6 {
	font-size: 10px;
	line-height: 12px;
}

em, i { font-style: italic; }
b, strong { font-weight: bold; }

div.footer {
	font: bold 10px verdana, "verdana ref", arial, sans-serif;
	color: #69c;
	text-align: center;
}

hr {
	color: #c93;
	background: #c93;
	height: 1px;
	border: 0;
}

.footer a:link, .footer a:visited { color: #999; }
.footer a:active { color: black; }

a:link { color: #00f; }
a:visited { color: #90c; }
a:hover { color: #39c; }
a:active { color: #ccc; }